Once you sign up for a car insurance policy through AAA, you’ll receive an ID card that acts as your proof of insurance. This card can be accessed 24/7 through your account on their website and app.
Whether you’re being pulled over or exchanging information after an accident, you never know when you might need to show proof of insurance. That’s why AAA provides members with an insurance ID card that should always be kept on hand. Read on to learn how to obtain yours and what information they hold.
How to get your AAA auto insurance ID card
To get your insurance ID card from AAA, you can download a copy online, or request one by mail or in person. Additionally, AAA policyholders can access their digital insurance card at any time on the AAA app.
- Online: Log in to your AAA account and click on your account. Next, click “View card” and you’ll be presented with your card which you can save or print.
- Mail: Printer on the fritz? You can obtain a physical copy of your card by either logging into your AAA account or calling a Member Service Counselor at (800) 222-8252.
- Walk-in: Stop in any full-service branch location to request a copy of your insurance card.
After you sign up for a AAA insurance policy, you will be sent an email containing a link for your insurance ID card. If you can, download it and print it as soon as possible (printing a backup wouldn’t hurt) so you have a copy in your car should you need to provide proof of insurance.
What’s included on your AAA insurance card
Your AAA ID card functions as proof of financial responsibility, showing that you’ve purchased at least the minimum amount of insurance coverage legally required by your state. It won’t indicate any specifics of your policy, but it will show:
- Your insurance provider’s name and address (i.e., AAA)
- The provider’s NAIC (National Association of Insurance Commissioners) number
- Your policy number
- Your full name
- The make, model, and vehicle identification number (VIN) of your car
- The effective date and expiration date of your policy
More detailed information about your policy, like coverage limits or deductibles, can be found on your declarations page. It’s important to note that although your declaration page has plenty of information about your insurance policy, it cannot be used as proof of insurance.
Can you show proof of insurance on your phone?
New Mexico is the only state that does not allow drivers to use their phone to show electronic proof of insurance during a traffic stop. Good news for residents in the other 49 states—if you are pulled over, you can show proof of insurance right on your AAA app.
Most major car insurance companies, including GEICO, State Farm, and Allstate offer both digital ID cards and traditional physical insurance cards. With a policy from AAA, you’ll have the ability to show proof of insurance through the app or with a physical copy that’s been printed out.
FAQ
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Can you use the AAA app instead of a card?
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How do you request a replacement AAA insurance card?
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What is AAA’s insurance ID number?
Matthew Lynaugh is an insurance writer with over six years of experience in the industry. His work specializes in car insurance, home insurance, licensing, and car reviews. It’s Matt’s mission to help others navigate the ever-changing automotive landscape with his writing, which is why his 150+ published articles cover everything from choosing the right insurance coverage to expanding drivers’ vehicle knowledge. Before Matt joined Jerry’s editorial team, he worked in broadcast news supporting the technical aspects of high-profile and time-sensitive national broadcasts within the CBS News division.
Kathleen Flear is an expert insurance writer and editor who previously lead up Jerry’s editorial team as director of content. Kathleen empowers drivers to make smart car ownership decisions through best-in-class articles on insurance, loans, and maintenance. Prior to joining Jerry in 2021, Kathleen served as managing editor for a team of SEO content marketing professionals at Article-Writing.co and worked as a freelance writer and editor for a range of digital publications, including Chicago Literati magazine and Golden Words. She earned a bachelor’s degree in English language and literature from Queen’s University, and a master’s degree in creative writing and fiction from Sierra Nevada University.
