You can make a Honda payment by mail, by phone, or online either directly on Honda’s website or via a third party like Western Union.
Need to make a car payment on your Honda? You’ve got some options. Paying off a car loan or managing a lease requires serious responsibility, so now is the perfect time to decide how you want to handle car payments going forward.
The good news is that you can take care of everything online if you like. If you’re considering the purchase of a new Honda, scroll down to see the average monthly payments for the most popular 2022 models. Here’s what you need to know about Honda payments.
How to pay your Honda car bill
To make your Honda payments, you can either go online, pick up the phone, send payment by mail, or visit a third-party service in person such as MoneyGram or Western Union. Just remember to plan ahead so that your payment arrives by the due date.
Online
Create an account with Honda Financial ServicesSM to submit your payments directly to Honda online. You can use EasyPay for setting up auto-debiting monthly payments or to manually submit one payment. Register for an account here.
By phone
Once you have set up your bank account in your online Honda Financial account, you can make a payment by phone. This is an automated phone number so you don’t have to wait to talk to an agent. You cannot give your bank information over the phone—it must be set up in the online portal ahead of time.
You can call the regional office associated with your state to make your Honda payments:
- (800) 542-6632: Illinois, Indiana, Iowa, Kentucky, Michigan, Ohio, Wisconsin
- (800) 543-5636: Alabama, Connecticut, Delaware, Florida, Georgia, Maine, Massachusetts, Mississippi, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont
- (800) 448-9307: Arkansas, Colorado, Kansas, Louisiana, Missouri, Montana, Nebraska, New Mexico, North Dakota, Oklahoma, South Dakota, Texas, Wyoming
- (800) 445-1358: Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon, Utah, Washington
- (800) 517-9699: D.C., Maryland, North Carolina, South Carolina, Tennessee, Virginia, West Virginia
You may also use the ACI Pay line. The number is 1-800-366-8500, and be aware that ACI Pay charges a processing fee.
By mail
You can also mail your payment to the Honda office. Use the address on your statement or find the mailing address for your regional office here. Remember to include your account information on your check or money order.
| States | Payment type | Mailing address |
|---|---|---|
| Alaska, Arizona, California, Hawaii, Idaho, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Nevada, Ohio, Oregon, Utah, Washington, Wisconsin | Retail (regular) | American Honda Finance Corporation P.O. Box 60001 City of Industry, CA 91716-0001 |
| Alabama, Arkansas, Colorado, Connecticut, Delaware, D.C., Florida, Georgia, Kansas, Louisiana, Maine, Maryland, Massachusetts, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Vermont, Virginia, West Virginia, Wyoming | Retail (regular) | American Honda Finance Corporation P.O. Box 7829 Philadelphia, PA 19101-7829 |
| All states | Overnight | American Honda Finance Corporation Lockbox #7829, 400 White Clay Center Drive Newark, DE 19711 |
| All states | Lease purchase | Honda Finance Exchange, Inc. P.O. Box 70252 Philadelphia, PA 19176 |
Learn more: How long do Hondas last?
In-person
You cannot go to a Honda dealership to make payments in person. However, you can visit a physical Western Union Quick Collect or MoneyGram location to send Honda payments. There is a fee involved for this type of service at Western Union, but these third-party services are a good option if you need to pay with cash.
You will need your Honda Financial Services account number. For Western Union, you will also need to know the correct codes (find them by entering “Honda Financial Services” into the Biller Look-up tool). For MoneyGram, you will need your receive code of 1888.
Can I make my Honda payments with a credit card?
No. You must make your Honda payments with a bank account or debit card if you’re using the online portal. If you are paying through a third-party service, you may be able to use a credit card.
Is there a grace period for Honda car payments?
Yes. Officially, Honda’s grace period for late loan payments is 10 days. However, most late payments won’t be reported to the credit reporting agencies until they’ve reached 30 days overdue.
If you’re going to be late with a payment, it’s best to reach out to Honda directly. They will be much happier to hear from you with early notice than to discover you’re late. You can submit a request for a deferment to skip a payment from Honda Financial Services in your online account.
How much are Honda payments?
Honda vehicles may be reliable but they’re not as affordable as some other brands. Expect average or higher-than-average payments if you are buying or leasing a new Honda. The price range for new Hondas starts with the lowest priced HR-V with a starting MSRP of $23,115 and goes up to the Passport SUV with a starting MSRP of $39,665.
How much will it cost you to buy a Honda with a car loan? We’ve got a table to help you estimate your costs.
The information below assumes the base trim for that model, a 10% down payment, a 72-month loan term, and an interest rate of 4.90% (which is the average for new car buyers with credit scores between 661 and 780). Your price may be different, depending on your driver profile.
| Model | MSRP range | Average monthly payment |
|---|---|---|
| 2022 Honda HR-V | $23,115 – $27,915 | $353 |
| 2022 Honda Civic | $23,645 – $31,145 | $361 |
| 2022 Honda Insight | $26,855 – $30,885 | $410 |
| 2022 Honda Accord | $27,615 – $39,545 | $421 |
| 2022 Honda CR-V | $28,045 – $39,045 | $428 |
| 2022 Honda Civic Si | $28,595 | $436 |
| 2022 Honda Odyssey | $34,335 – $50,065 | $524 |
| 2022 Honda Pilot | $39,375 – $53,165 | $601 |
| 2022 Honda Ridgeline | $39,435 – $46,865 | $602 |
| 2022 Honda Passport | $39,665 – $47,225 | $605 |
The specific Honda payment amount for your loan will depend on many factors: the MSRP, the size of your down payment, your credit score, the loan term, and other discounts (or fees).
In general, a three-year (72-month term) typically results in lower monthly payments than a longer 84-month loan term. Used car loans typically come with higher APRs than new-car loans.
FAQ
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What is the lowest credit score Honda will finance?
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What is the best interest rate Honda offers?
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What is the best Honda car?
Bonnie Stinson is an insurance writer with 8+ years of experience as a content writer. They specialize in making complex topics like insurance and technology easy to understand. Bonnie has written over 1,300 articles to help people become confident car owners, from how to choose the right car and build a car insurance policy to dealing with stressful situations like car accidents and unexpected repairs. Before joining Jerry’s editorial team, Bonnie worked as a digital media strategist and user experience researcher, producing content for Furnishr, STACKEDD Magazine, InfinityCore Health, and the global non-profit Giraffe Heroes.
Jessica Barrett is a senior insurance writer and editor with 10 years of experience in the automotive and travel industries. A specialist in car insurance, car loans, and car ownership, Jessica’s mission is to create comprehensive content that car owners can use to manage their costs and improve their lives. As a managing editor for a team of writers and insurance specialists, Jessica has edited over 2,000 articles for Jerry on topics ranging from local insurance shopping tips to refinancing car loans with bad credit. Before joining Jerry as a senior content editor in 2021, Jessica created visual content for clients such as Expedia, Vivid Seats, Budget Direct Car Insurance, Angie’s List, and HomeAdvisor. Her content was published in Business Insider, Forbes, Apartment Therapy, and the BBC.
