How much does Saturn car insurance cost?
From 1990 to 2010, Saturn produced reliable, quality vehicles with a business model focused on customer satisfaction. From compact cars to station wagons and crossover SUVs, Saturn’s vehicle lineup offers a mix of comfort and fuel efficiency at a price point that won’t break the bank.
On average, Saturn drivers pay $1,056 annually for car insurance. With those numbers, Saturn drivers tend to pay 28% less than the national average.
But since every Saturn driver is different, your insurance premium will vary based on a variety of factors. That means there is no actual “average” car insurance quote, and rates vary from person to person. The only way to truly understand how much your car insurance will cost is to compare car insurance quotes.
How to find the cheapest Saturn car insurance quote?
Jerry is dedicated to helping drivers find the best auto insurance rates by comparing dozens of personalized quotes to save you time and money. Jerry has helped 2443 Saturn drivers find an average savings of $1,534 on car insurance!
Check out the table below for some real examples.
|
Date
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer Details
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| November 27, 2024 | Saturn Vue | The General | $60 | Lucy, 48, Duncan, OK | State Minimum | No |
| November 27, 2024 | Saturn Vue Xe | National General | $123 | Louisa, 34, Crookston, MN | State Minimum | No |
| November 27, 2024 | Saturn Vue | National General | $121 | Terry, 45, Windsor, SC | State Minimum | Yes |
| November 27, 2024 | Saturn Ion Level 2 | Progressive | $155 | Bobby, 21, Manchester, PA | State Minimum | No |
| November 26, 2024 | Saturn Vue Xr | The General | $604 | Gene, 19, Brunswick, GA | State Minimum | No |
The best car insurance companies for Saturn drivers
As you shop for car insurance, it’s critical that you search for the right company for both you and your car.
The best insurance provider for you will depend on your driving history, location, age, and claims record. Because of this, there is no single best insurer for everyone. Here at Jerry, we conducted the largest insurance survey in the nation to help you compare providers and choose the best insurance policy for you.
The table below contains real ratings from Saturn drivers just like you.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
| Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How’d we get these scores?
Jerry’s experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Insurance costs for popular Saturn models
The Saturn model that you drive will play a significant role in your insurance costs. Here are some of the factors that affect your insurance rates:
- Safety features. Saturn vehicles with high safety ratings, like the Saturn Vue, tend to have lower insurance costs.
- Vehicle value. Expensive vehicles tend to have higher insurance costs than cheap ones. Luckily, Saturn cars are known for their affordability, and none of Saturn’s lineup is excessively pricey.
- Vehicle class. Larger SUVs, like the Saturn Outlook, tend to have higher insurance costs than midsize SUVs and compact cars.
- Engine size. Cars with high-performance engines usually cost more to insure. While Saturn was not known for producing performance vehicles, the Saturn Sky Red Line’s zippy, turbocharged engine may represent a risk to insurance companies, resulting in increased rates.
- Availability of replacement parts. Since the Saturn company is defunct, it may be challenging to acquire certain replacement parts. This can cause your insurance rates to climb.
- Cost of repairs. Expensive vehicles cost more to repair, which can translate to increased insurance costs. Fortunately, Saturn cars tend to have low repair costs.
Take a look at the table below to see the average cost of car insurance for some popular Saturn models.
| Car | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Saturn Vue | $97 | $147 |
| Saturn Ion | $88 | $169 |
| Saturn Aura | $93 | $151 |
| Saturn Outlook | $75 | $147 |
Most states have a minimum coverage insurance requirement. Typically, that requirement includes low amounts of basic liability coverage, which includes bodily injury and property damage liability.
Full coverage, on the other hand, features both collision coverage and comprehensive coverage. These forms of insurance provide complete financial protection for you, your vehicle, and other drivers and passengers on the road.
Saturn S-Series insurance costs
The Saturn S-Series was Saturn’s first and longest-running model. Produced from 1990 to 2002, the S-Series was available in a coupe, sedan, or station wagon and offered an affordable, fuel-efficient, and reliable ride.
Your Saturn S-Series trim level also influences the insurance rate you pay. Trim level refers to the different options and features available for a given car model. For example, the Saturn S-Series was available in three body styles with a few trim options.
- SL: With a fair market price of $2,192, the 2002 Saturn S-Series SL is the bare-bones, entry-level four-door option. The car has a five-speed manual transmission and a 100-horsepower engine.
- SL1: With a fair market price of $2,334, the 2002 Saturn S-Series SL1 comes with manual windows and a basic audio system. It features the same 100-horsepower engine with an optional four-speed automatic transmission.
- SL2: With a fair market price of $2,601, the 2002 Saturn S-Series SL2 is the highest trim level for the S-Series lineup. It features a zippy, 124-horsepower engine, an optional four-speed automatic transmission, and upgrade features, like power windows, an audio system, and optional alloy wheels.
- SC1: With a fair market price of $2,361, the 2002 Saturn S-Series SC1 is the coupe version of the SL1. It comes with a 100-horsepower engine and an optional four-speed automatic transmission.
- SC2: With a fair market price of $2,464, the 2002 Saturn S-Series SC2 is the three-door coupe version of the SL2. It features a sporty 124-horsepower engine, optional automatic transmission, and enhanced interior features.
Here’s how much you might expect your cost to change based on the trim level of your car:
In the table below, you’ll find real quotes for real people from Jerry to better understand how your driver profile impacts your cost.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Saturn Sl | Assurance America | $87 | Lou, 28, Texarkana, TX | State Minimum | No |
| Saturn Sl | Bristol West | $97 | Francisco, 36, Jesup, GA | State Minimum | No |
| Saturn Sl | Aspire Advantage | $50 | Eunice, 53, Lompoc, CA | State Minimum | No |
| Saturn Sl | Aspen | $249 | Clarence, 62, Fort Worth, TX | State Minimum | No |
| Saturn Sl | Aspen | $210 | Emma, 21, Buda, TX | State Minimum | No |
Saturn Ion insurance costs
The Saturn Ion, produced from 2003 to 2007, replaced the S-Series. It was available as a sedan or four-door coupe and was known for its modern styling and enhanced performance.
Remember that auto insurance quotes vary from person to person and depend on a variety of factors, including the car’s trim level.
- Ion 2: With a fair market price of $4,567, the 2007 Saturn Ion 2 is the base Ion model. It features power locks, Onstar, a CD player, and a 145-horsepower engine.
- Ion 3: With a fair market price of $5,301, the 2007 Saturn Ion 3 features a range of upgrades, including power windows, air conditioning, cruise control, 16-inch wheels, an anti-theft system, and a 145-horsepower engine.
- Red Line: With a fair market price of $5,245, the 2007 Saturn Ion Red Line is a sportier version of the Ion available only in the four-door coupe body style. It features 17-inch wheels with performance tires, sport-tuned suspension, leather seats, and a sporty 236-horsepower engine.
Here’s how much you might expect your cost to change based on the trim level of your car:
Check out some real quotes from Jerry users:
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Saturn Ion Level 2 | Progressive | $155 | Bobby, 21, Manchester, PA | State Minimum | No |
| Saturn Ion Level 2 | Progressive | $47 | Calvin, 39, Morris, IL | State Minimum | No |
| Saturn Ion Level 2 | Electric | $61 | Lou, 52, Maryville, TN | State Minimum | No |
| Saturn Ion Level 2 | Progressive | $331 | Allen, 37, New Castle, DE | State Minimum | Yes |
| Saturn Ion Level 3 | Trexis | $51 | Katherine, 64, Seymour, IN | State Minimum | No |
Saturn Vue insurance cost
The Saturn Vue, produced from 2002 to 2010, is a compact SUV. The Vue was known for its excellent safety ratings, comfortable interior, and fuel efficiency and was a popular choice among SUV buyers.
Costs can vary based on the trim level and the driver’s profile. The Saturn Vue was available in three trim levels:
- XE: With a fair market price of $5,314, the 2009 Saturn Vue XE is the base model Vue. It features 16-inch alloy wheels, AC, keyless entry, Onstar, full power accessories, and a 169-horsepower engine.
- XR: With a fair market price of $5,281, the 2009 Saturn Vue XR is the middle-range model. It features upgrades, including 17-inch wheels, a luggage rack, automatic climate control, Bluetooth, and a 169-horsepower engine.
- Red Line: With a fair market price of $6,031, the 2009 Saturn Vue Red Line is a sportier version of the base Vue. It features sport-tuned suspension, a rear spoiler, 18-inch wheels, and a 257-horsepower engine.
Here’s how much you might expect your cost to change based on the trim level of your car:
Below, you can find real Saturn Vue insurance quotes from Jerry.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Saturn Vue | The General | $60 | Lucy, 48, Duncan, OK | State Minimum | No |
| Saturn Vue Xe | National General | $123 | Louisa, 34, Crookston, MN | State Minimum | No |
| Saturn Vue | National General | $121 | Terry, 45, Windsor, SC | State Minimum | Yes |
| Saturn Vue Xr | The General | $604 | Gene, 19, Brunswick, GA | State Minimum | No |
| Saturn Vue Xr | Progressive | $65 | Lilly, 72, Port Charlotte, FL | State Minimum | Yes |
Saturn Outlook insurance costs
The Saturn Outlook is a midsize crossover SUV produced from 2007 to 2010. It was a popular choice for families with room for eight people and was known for having a variety of available options.
The Saturn Outlook was available in two trim levels:
- XE: With a fair market price of $5,407, the 2009 Saturn Outlook XE is the base model. It features 18-inch wheels, full power accessories, AC with rear controls, Onstar, satellite radio, and a 285-horsepower engine.
- XR: With a fair market price of $5,710, the 2009 Saturn Outlook XR includes the same features as the XE with the additions of upgrades, including roof rails, Bluetooth, dual-zone climate control, and fog lights.
Here’s how much you might expect your cost to change based on the trim level of your car:
The table below contains Saturn Outlook insurance quotes from real Jerry customers.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Saturn Outlook Xe | The General | $81 | Sam, 32, Dixon, IL | State Minimum | No |
| Saturn Outlook Xe | Progressive | $243 | Lulu, 37, Toledo, OH | 100/300 | Yes |
| Saturn Outlook Xr | Progressive | $172 | Anne, 34, Dearborn Heights, MI | State Minimum | Yes |
| Saturn Outlook Xe | The General | $173 | Martha, 47, Baytown, TX | State Minimum | Yes |
| Saturn Outlook Xr | Progressive | $136 | Aaron, 26, Tomahawk, WI | State Minimum | Yes |
Saturn Sky insurance costs
The Saturn Sky is a two-seat sport convertible produced from 2006 to 2010. It was known for its sleek, unique style and enjoyable driving experience.
- Base: With a fair market price of $11,463, the 2009 Saturn Sky base model includes 18-inch wheels, AC, full power accessories, a six-speaker audio system, satellite radio, and a 173-horsepower engine.
- Red Line: With a fair market price of $12,368, the 2009 Saturn Sky Red Line includes all of the base model’s features with the addition of a sportier suspension, limited slip differential, and a turbocharged 260-horsepower engine.
Here’s how much you might expect your cost to change based on the trim level of your car:
Below, you’ll find real Saturn Sky car insurance quotes from real Jerry customers.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Saturn Sky | National General | $88 | Martha, 37, Stockton, CA | State Minimum | No |
| Saturn Sky Redline | Bristol West | $81 | Leon, 58, Port Saint Lucie, FL | No Coverage | No |
| Saturn Sky Redline | Aspire Advantage | $183 | Christine, 54, Yucca Valley, CA | State Minimum | Yes |
| Saturn Sky | Gainsco | $121 | Derek, 57, Independence, MO | State Minimum | No |
| Saturn Sky Redline | Bristol West | $139 | Willie, 48, Phoenix, AZ | State Minimum | Yes |
Are Saturns more expensive to insure?
Compared to the average cost of other cars, Saturn vehicles cost 28% less to insure.
| Car Make | Average State Minimum Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
| Subaru | $85 | $155 |
| Saturn | $88 | $150 |
| Ford | $92 | $170 |
| Mercedes-Benz | $100 | $208 |
| Hyundai | $101 | $186 |
Cheapest Saturns to insure
The Saturn model with the cheapest insurance rate is the 2010 Saturn Outlook, with an average monthly premium of $56 for minimum liability coverage and $75 for full coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
| 2010 Saturn Outlook | $65 | $65 |
Most expensive Saturns to insure
The most expensive Saturn model to insure is the 2010 Saturn Outlook, with an average monthly premium of $56 for minimum liability coverage and $75 for full coverage.
| Car Make | Average Monthly State Minimum Insurance Cost | Average Monthly Full Coverage Insurance Cost |
|---|---|---|
| 2010 Saturn Outlook | $65 | $93 |
Keep in mind that the cheapest coverage option depends on many factors, including your car model year, your age, your driving record, and your insurance history. Shopping around and comparing quotes from various auto insurance companies is the most effective way to find the best rates.
What factors affect Saturn car insurance rates?
Many factors affect how car insurance is calculated, including the following:
- Vehicle age. New cars typically have higher insurance costs due to greater values and more expensive technology.
- Vehicle cost. Expensive vehicles, like luxury and sports cars, tend to be more expensive to insure than entry-level economy cars.
- Parts cost. Pricier vehicles tend to have more expensive replacement parts. This can cause your insurance rates to climb.
- Your age. Drivers under the age of 25 tend to pay the steepest insurance rates. Older drivers in their 70s usually pay the second highest rates out of all age groups.
- Your driving record and insurance claims history. If you have a history of accidents or insurance claims, you should expect to pay a steeper premium. On the other hand, if you have a clean record, your rates will typically be on the lower end.
- Where you store your car. Your insurance rate also depends on the location in which you park your car. Parking outside comes with higher theft and vandalism risks, which will increase your insurance rates.
Your Saturn insurance rates may also depend on the following factors:
- Availability of parts. Because Saturn cars are no longer in production, it may be difficult to acquire certain replacement parts. This can lead to increased insurance costs.
- Price. Saturn vehicles tend to be inexpensive, which can reduce your monthly insurance bill.
- Age. Saturns are no longer in production, meaning that only older, used Saturns are on the road today. Driving an older used car can help keep your insurance costs low.
Saturn insurance cost for young drivers
Teen drivers between the ages of 16 and 19 pay the most expensive insurance rates out of any age group. Experts recommend full coverage for teens who own their own cars because teenagers are substantially more likely to be involved in a crash than more experienced older drivers.
Saturn insurance cost for senior drivers
Insurance costs start to go back up when drivers reach their mid-70s. Car insurance rates for seniors tend to be high because older drivers are statistically more likely to be involved in accidents. Additionally, seniors are more prone to serious injury when involved in a crash, raising medical expenses and insurance rates.
Saturn insurance cost for drivers with driving violations
Your driving record will play a prominent role in your Saturn car insurance rate. If you have a clean record with no at-fault accidents, you can expect a lower monthly premium. On the other hand, you should expect to pay a higher rate if you have any of the following offenses on your record:
- Speeding tickets
- DUIs
- At-fault accidents
- Reckless driving
- Driving on a suspended license
Cheapest car insurance for Saturn drivers with a speeding ticket
A single speeding ticket for traveling less than five miles over the limit is unlikely to raise your insurance rates significantly. However, multiple tickets or one criminal speeding ticket can cause your rates to skyrocket. Jerry is proud to help Saturn drivers with speeding tickets of varying severities find affordable car insurance.
|
Speeding Type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Speeding Violation-Major | Saturn Vue Xe | National General | $123 | Louisa, 34, Crookston, MN | State Minimum | No |
| Speeding 1-5 | Saturn Aura Xe | The General | $86 | Jonathan, 31, Colcord, OK | State Minimum | No |
| Speeding Violation-Minor | Saturn Vue | Aspen | $51 | Frances, 47, Morrilton, AR | 25/50 | No |
| Speeding Violation-Minor | Saturn Ion Level 2 | National General | $73 | Jacob, 38, Reynolds, IL | State Minimum | No |
| Speeding Violation-Major | Saturn Vue Xe | Progressive | $317 | Delia, 22, South Holland, IL | State Minimum | No |
Cheapest car insurance for Saturn drivers with a DUI
If you have a DUI conviction on your record, your insurance quotes are likely to vary from company to company. To find the right coverage at the best rate, you should compare multiple companies and their offerings. Jerry has a detailed history of helping Saturn drivers with DUI convictions find cheap car insurance.
Cheapest car insurance for Saturn drivers after an accident
Two of the most critical factors influencing your insurance rates are your accident and claims history. If you’ve caused an accident in the recent past, your rates will most likely rise. Here at Jerry, we’ve helped many Saturn drivers find low rates after accidents.
|
Accident type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Not At Fault | Saturn Vue Xe | National General | $123 | Louisa, 34, Crookston, MN | State Minimum | No |
| At Fault With No Injury | Saturn Vue Xr | The General | $604 | Gene, 19, Brunswick, GA | State Minimum | No |
| At Fault With No Injury | Saturn Aura Xe | The General | $86 | Jonathan, 31, Colcord, OK | State Minimum | No |
| At Fault With Injury | Saturn Ion Level 2 | Progressive | $331 | Allen, 37, New Castle, DE | State Minimum | Yes |
| At Fault With No Injury | Saturn Aura Xe | National General | $239 | Bess, 35, New Orleans, LA | State Minimum | No |
Cheapest car insurance for Saturn drivers with other driving violations on their record
Outside of DUIs and speeding tickets, other driving offenses, like reckless driving and driving on a suspended license, can cause your rates to rise. Below, we put together a list of various driving violations and how we’ve helped Saturn drivers with these violations save on their car insurance.
|
Violation
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Other Minor | Saturn Sc1 | The General | $91 | Francisco, 49, Enid, OK | State Minimum | No |
| Failure to Stop | Saturn Aura Xe | Embark General | $212 | Douglas, 50, Lakeland, FL | No Coverage | No |
| Suspension | Saturn Sc2 | Assurance America | $182 | Elmer, 28, Avondale, AZ | State Minimum | No |
| Suspension | Saturn Vue Xe | Gainsco | $63 | Jack, 40, Goodspring, TN | State Minimum | No |
| Other Minor | Saturn Sl2 | Commonwealth Insurance | $252 | Bruce, 46, Phoenix, AZ | State Minimum | No |
How can I lower the cost of my Saturn car insurance?
There are several ways you can lower your Saturn insurance rates.
- Compare rates. The best way to find the most affordable rate is by shopping around for insurance coverage. Jerry makes the shopping process simple by showing you free quotes from over 50 of today’s top insurers.
- Bundle your insurance plans. Bundling your homeowners and auto insurance with the same company is an excellent way to reduce your monthly bill.
- Participate in a telematics program. Many insurance providers offer insurance discounts for participating in a telematics program. These programs track your driving habits and reward safe drivers.
- Raise your deductible. Your deductible is the amount you must pay out of pocket before the insurance company will start paying on a claim. Raising this number can lower your monthly premium.
- Reduce your coverage. Older cars don’t require the same level of protection as new vehicles. If you drive an older car, you might be able to cut down on your insurance costs by reducing your coverage.
- Purchase a used car. New cars are more expensive to insure than older ones. Driving a used Saturn is a great way to cut down on your monthly expenses.
FAQ
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Licensed Insurance Agent
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views. As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang is co-founder and vice president of operations at Jerry, where she leads a global team responsible for operations, talent acquisition, content, legal, and compliance. Lina’s operational excellence was a critical enabler of Jerry’s 10x growth in its first year of operation.
Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, led YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017.
Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Lina holds a bachelor’s degree in biochemistry from Nanjing University, a doctorate in biochemistry from Dartmouth College, and a juris doctorate from the University of California Berkeley School of Law. She’s a member of the State Bar of California and a licensed property and casualty insurance producer in all 50 states.
As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.
Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.
Josh holds a bachelor’s degree in business administration and management from Medaille College.
