State Farm policyholders can add roadside assistance to their car insurance policy for as little as $30 per year. To access State Farm’s 24-hour emergency roadside assistance services, contact a service provider at 1-877-627-5757 or request assistance online from your computer or mobile phone.
What State Farm’s roadside assistance covers—and what it doesn’t
- Towing services: If your car breaks down on a public road and can’t be started or driven, State Farm will cover the towing costs to the nearest repair facility within 10+ miles. You may have to pay additional costs if you choose to have it towed to a specific repair shop further than the allotted distance.
- Parts and fuel delivery: State Farm offers fuel and parts delivery—but the cost of the fuel or parts is not covered.
- Locksmith services: State Farm will cover locksmith services if the key to your vehicle is lost, stolen, or locked in the car.
- Mechanical labor: One hour of mechanical labor is covered for each service: battery replacement, dead battery jumpstarts, tire changes, electrical problems, transmission issues, fluid leaks (excluding fuel), and other mechanical issues.
While State Farm’s emergency roadside services will cover several circumstances, there are a few things it will not cover, including non-listed vehicles, mechanical labor costs beyond the first hour, or flat tire repairs.
State Farm roadside assistance costs around $30
State Farm’s roadside assistance add-on costs approximately $30 per year. Emergency roadside assistance plans from State Farm are fairly affordable, but prices with other insurance companies can vary.
Take a look at the table below to see how State Farm’s roadside assistance pricing compares to other big-name providers:
| Insurance company | Monthly coverage cost |
|---|---|
| State Farm | – Standard plan: $30/year |
| AAA | – Basic membership: $64/year – Plus membership: $94/year – Premier membership: $124/year *Pricing may change depending on your region |
| Allstate | – Roadside advantage: $89/year for first year; $105/year upon renewal – Roadside elite: $164/year for first year; $179/year upon renewal |
| Travelers | – Standard roadside assistance: $12/year – Premier roadside assistance package: $20/year |
| Farmers | – Standard plan: $20/year |
| Progressive | – Standard plan: $10-$100/year |
| GEICO | – Standard plan: $14/year |
| Nationwide | – Roadside assistance basic: $23/year – Roadside assistance plus: $42/year |
Learn more: How to save on car insurance with the Jerry app
How State Farm roadside assistance works
Once drivers have access to State Farm’s 24-hour roadside services, they can request assistance via the State Farm mobile app, through the State Farm website, or by calling 1-877-627-5757 to speak with a State Farm agent. Roadside assistance usually arrives within an hour, although wait times can vary by location.
State Farm’s roadside assistance can either be added to an existing State Farm policy (also known as Coverage H), or can be used without including it on your current coverage.
- With coverage: State Farm will pay for basic services, such as lockout services and battery jumpstarts. For replacement services—tires, gas, and more—you may face out-of-pocket fees for the extra parts, but the service and associated labor will remain covered.
- Without coverage: Even if you don’t have emergency roadside assistance coverage through State Farm, you can still use their services. However, you’ll be required to pay for services at a competitive rate negotiated by State Farm—usually less than what’s available in the market.
Is State Farm roadside assistance worth it
Although most drivers will benefit from adding State Farm’s roadside assistance to their current policy, it might not be a fit for every driver. Here are the same providers mentioned above, and the benefits their policies provide in comparison to State Farm.
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State Farm
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AAA
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Allstate
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Travelers
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Farmers
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Progressive
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GEICO
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Nationwide
It’s always beneficial to have roadside assistance, no matter which insurance provider you choose. With most companies offering towing, battery, and tire replacement services, the added cost is worth knowing you and your vehicle will be well-protected in a variety of circumstances.
THE BOTTOM LINE:State Farm’s emergency roadside services are a wise add-on coverage option since it’s offered at a low price and includes enough services to get you back on the road safely. However, it’s important to shop around and compare car insurance quotes, provider programs, and service coverages to find the best fit for you.
FAQ
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What’s the 1-800 number to State Farm?
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What does State Farm roadside assistance cover?
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Can my car insurance company legally cancel my policy due to too many tow claims?
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How do I request roadside assistance from State Farm through their mobile app?
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How do I activate State Farm roadside assistance?
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Who can benefit most from State Farm roadside assistance?
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
