How much does Subaru Impreza car insurance cost?
The average Subaru Impreza driver will spend $90 per month for state minimum car insurance and $154 per month for full coverage. This makes the Subaru Impreza 2% cheaper to insure than comparably popular vehicles, such as the Tesla Model 3, Fiat 500, and Mazda 2.
When comparing car insurance prices, however, it’s important to remember that the “average rate” will rarely reflect your actual monthly premium. This is because your final price is determined by your specific driver profile. Important factors like your Impreza’s model year, the trim level, and even your zip code can have a big impact on your rate. The only reliable way to estimate the final insurance cost for your Subaru is to compare car insurance quotes.
Compare the cheapest Subaru Impreza car insurance quotes
While it might feel overwhelming, finding the right price for your auto insurance has actually never been simpler. Using Jerry, drivers can source the best rates from some of the top providers in under two minutes.
Subaru Impreza drivers save an average of $1,523 per year on their insurance rates with Jerry—and the table below includes some examples of free quotes real policyholders received:
|
Date
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| November 27, 2024 | Subaru Impreza Premium | Progressive | $121 | Lora, 41, West Hartford, CT | 50/100 | Yes |
| November 27, 2024 | Subaru Impreza | Bristol West | $245 | Frank, 43, New Haven, CT | State Minimum | No |
| November 26, 2024 | Subaru Impreza Limited Awd | Progressive | $269 | Marion, 31, Loomis, CA | State Minimum | Yes |
| November 26, 2024 | Subaru Impreza | Bristol West | $957 | Ian, 26, Minneapolis, MN | 100/300 | No |
| November 25, 2024 | Subaru Impreza Limited | National General | $185 | Ruth, 31, Elk Grove, CA | State Minimum | Yes |
While you might see your car’s exact model here, that doesn’t mean that your car insurance premiums will be the same. Remember, the model year and trim level of your Subaru are also important to determining your insurance rates. Additionally, your driving history, insurance history, and zip code can impact your quote.
With all of these possible variations, you’ll need to get car insurance quotes for your Subaru Impreza from at least three car insurance companies. This will ensure that you get a range of quotes.
The best car insurance companies for Subaru Impreza owners
Insurance companies each use a different algorithm to calculate your premium, which means that there won’t be any one insurance company that’s best for your Subaru Impreza. Insurance rates are highly individualized to each driver and vehicle, so different drivers could get very different rates from the same company.
To help you find the best provider for you and your Subaru model, Jerry conducted the biggest survey in the nation, asking over 15,000 real policyholders about their experience with their current insurer.
According to survey results, companies like GEICO, State Farm, and Progressive achieved higher than average customer service ratings. On the other hand, insurers including Safeco and Travelers received better policy cost scores. Take a look at the table below to see how other drivers rate different insurance providers on a 5.0 scale.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
| Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How’d we get these scores?
Jerry’s experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much car insurance do you need for a Subaru Impreza?
Legally, you’ll need to purchase at least the state minimum required car insurance coverage. For the Subaru Impreza, you can expect to pay an average of $90 per month. If you want a more thorough policy, however, you might opt for full coverage insurance, which costs an average of $154 per month for Impreza drivers.
| Car | Average Full Coverage Insurance Cost | Average State Minimum Insurance Cost |
|---|---|---|
| Subaru Impreza | $154 | $90 |
Here’s a further breakdown of the two basic coverages you can get for your Subaru Impreza:
- Minimum coverage insurance is the lowest amount of insurance coverage you can legally have on your vehicle in your state. In most states, minimum coverage includes bodily injury liability and property damage liability insurance, but others may also require uninsured motorist and personal injury protection (PIP) coverage.
- Full coverage insurance includes additional coverages on top of your liability insurance that aren’t required by the state. Most full coverage policies include comprehensive and collision coverage to pay for damages to your vehicle in collision and non-collision related events—and may be required by lenders if you’re leasing or financing your vehicle.
While the state minimum is the cheaper option overall, it may cost you more money in the long run. Keep in mind that liability insurance only covers damages and injuries for third parties—and if your limits max out, you could be left financially vulnerable. As such, most drivers will benefit from a full coverage option with higher liability limits of 50/100/50 or 100/300/100.
For added protection, also consider including optional insurance coverages, such as roadside assistance or rental reimbursement.
Why are some trims more expensive to insure than others?
While it might seem like your vehicle’s trim level doesn’t have a lot to do with car insurance, replacement and repair costs for premium trim levels tend to be higher. This means that your car poses a bigger financial risk to your insurer, and therefore, you’ll generally see higher premiums.
To compare the average cost of car insurance for different Subaru Impreza trims, take a look at the following table:
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
| Impreza Subaru | $79 | $156 |
| Impreza Subaru 2.5i | $87 | $157 |
| Impreza Subaru 2.5i Premium | $93 | $148 |
| Impreza Subaru 2.5i Sports Wagon | $111 | $188 |
| Impreza Subaru Limited | $99 | $126 |
| Impreza Subaru Outback | $106 | $174 |
| Impreza Subaru Outback Sport | $92 | $124 |
| Impreza Subaru Premium | $102 | $161 |
| Impreza Subaru Premium Plus | $71 | $148 |
| Impreza Subaru RS | $77 | $237 |
| Impreza Subaru Sport | $86 | $153 |
| Impreza Subaru Sport Limited | $95 | $131 |
| Impreza Subaru Sport Premium | $85 | $164 |
| Impreza Subaru WRX | $79 | $162 |
| Impreza Subaru WRX STI | $142 | $149 |
Subaru Impreza insurance cost by model year
New cars are often more technologically advanced, and therefore they’re more expensive to insure. A one-year-old car, for example, will typically have higher insurance rates than a 10-year-old car. Additionally, your driver profile will have a big impact on your insurance rates.
Take a look at the following tables to get a better idea of how much different Jerry drivers pay for their car insurance.
2023 Subaru Impreza car insurance quotes
Generally speaking, the newer your car, the higher the insurance rates. Check out the following table to learn how much Jerry drivers pay to insure their 2023 Subaru Imprezas.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Impreza 2023 | Progressive | $163 | Rebecca, 28, Altoona, PA | State Minimum | Yes |
| Impreza 2023 | Progressive | $120 | Bess, 34, Bethel, CT | State Minimum | No |
| Impreza 2023 | Assurance America | $157 | Craig, 36, Lakeland, FL | No Coverage | No |
| Impreza 2023 | Safeco | $287 | Effie, 35, Tea, SD | 50/100 | Yes |
| Impreza 2023 | Bristol West | $665 | Hester, 32, Los Angeles, CA | State Minimum | Yes |
2022 Subaru Impreza car insurance quotes
Every driver’s car insurance quote will be slightly different—even if they all drive a Subaru Impreza. Below, you’ll see real quotes that Jerry compared for 2022 Subaru Impreza drivers.
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Impreza 2022 | Aspire Advantage | $94 | Josephine, 26, San Diego, CA | State Minimum | No |
| Impreza 2022 | Progressive | $95 | Joseph, 22, Centreville, VA | 30/60 | No |
| Impreza 2022 | Progressive | $128 | Harry, 20, Beverly, OH | State Minimum | Yes |
| Impreza 2022 | National General | $69 | Ralph, 30, San Francisco, CA | State Minimum | No |
| Impreza 2022 | Progressive | $125 | Lillie, 49, Henryville, PA | State Minimum | Yes |
2021 Subaru Impreza car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Impreza 2021 | Bristol West | $245 | Frank, 43, New Haven, CT | State Minimum | No |
| Impreza 2021 | Progressive | $402 | Cornelia, 34, Staten Island, NY | 50/100 | Yes |
| Impreza 2021 | National General | $310 | Harold, 43, Los Angeles, CA | State Minimum | Yes |
| Impreza 2021 | Progressive | $58 | Sue, 65, Richland Center, WI | State Minimum | Yes |
| Impreza 2021 | Bristol West | $231 | Louisa, 59, Woodland, CA | State Minimum | Yes |
If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Subaru Impreza with our real quote examples below:
2020 Subaru Impreza car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Impreza 2020 | Progressive | $121 | Lora, 41, West Hartford, CT | 50/100 | Yes |
| Impreza 2020 | Progressive | $118 | Philip, 73, Tomball, TX | 100/300 | Yes |
| Impreza 2020 | First Acceptance | $128 | Jeanette, 25, Philadelphia, PA | State Minimum | No |
| Impreza 2020 | Anchor General | $116 | Jon, 22, San Gabriel, CA | State Minimum | No |
| Impreza 2020 | Progressive | $134 | Lottie, 54, Johnstown, PA | State Minimum | Yes |
2019 Subaru Impreza car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Impreza 2019 | Progressive | $269 | Marion, 31, Loomis, CA | State Minimum | Yes |
| Impreza 2019 | Progressive | $234 | Blanche, 49, Homestead, PA | 50/100 | Yes |
| Impreza 2019 | National General | $126 | Bryan, 60, Redding, CA | State Minimum | Yes |
| Impreza 2019 | Bristol West | $520 | Rose, 33, Anderson, MO | State Minimum | Yes |
| Impreza 2019 | Bristol West | $400 | George, 36, Lancaster, CA | State Minimum | Yes |
2018 Subaru Impreza car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Impreza 2018 | National General | $185 | Ruth, 31, Elk Grove, CA | State Minimum | Yes |
| Impreza 2018 | Electric | $979 | Samuel, 45, Reisterstown, MD | 100/300 | Yes |
| Impreza 2018 | Progressive | $114 | Patrick, 26, Dallas, TX | State Minimum | Yes |
| Impreza 2018 | Aspire Advantage | $123 | Leona, 33, Atwater, CA | State Minimum | Yes |
| Impreza 2018 | National General | $72 | Jean, 28, Arleta, CA | State Minimum | No |
2017 Subaru Impreza car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Impreza 2017 | National General | $329 | Olga, 26, Waterbury, CT | State Minimum | No |
| Impreza 2017 | National General | $269 | Keith, 33, West Haven, CT | State Minimum | No |
| Impreza 2017 | Aspire Advantage | $46 | Bernard, 29, Elk Grove, CA | State Minimum | No |
| Impreza 2017 | Bristol West | $708 | Landon, 21, Lawrence, MA | State Minimum | Yes |
| Impreza 2017 | Bristol West | $56 | Rebecca, 41, Chula Vista, CA | State Minimum | No |
2016 Subaru Impreza car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Impreza 2016 | Bristol West | $957 | Ian, 26, Minneapolis, MN | 100/300 | No |
| Impreza 2016 | Progressive | $189 | Ruby, 45, Kent, WA | State Minimum | Yes |
| Impreza 2016 | Progressive | $263 | Timothy, 22, Meriden, CT | State Minimum | Yes |
| Impreza 2016 | National General | $242 | Tillie, 39, Scranton, PA | State Minimum | Yes |
| Impreza 2016 | Progressive | $60 | Blanche, 33, Murfreesboro, TN | State Minimum | Yes |
2015 Subaru Impreza car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Impreza 2015 | National General | $383 | Winifred, 20, Chicago, IL | State Minimum | Yes |
| Impreza 2015 | National General | $151 | Trevor, 23, Eustis, FL | State Minimum | Yes |
| Impreza 2015 | National General | $397 | Lloyd, 22, Tampa, FL | No Coverage | Yes |
| Impreza 2015 | Progressive | $140 | Polly, 35, Rehoboth Beach, DE | State Minimum | No |
| Impreza 2015 | Progressive | $117 | Annie, 47, Kirby, TX | State Minimum | No |
2014 Subaru Impreza car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Impreza 2014 | Progressive | $61 | Hannah, 32, Tulsa, OK | State Minimum | No |
| Impreza 2014 | Aspire Advantage | $92 | Danny, 45, Hanford, CA | State Minimum | Yes |
| Impreza 2014 | Safeco | $99 | Austin, 27, Aurora, CO | State Minimum | No |
| Impreza 2014 | National General | $453 | Myrtie, 23, Fairview, OR | State Minimum | Yes |
| Impreza 2014 | Progressive | $222 | Jacob, 33, North Las Vegas, NV | State Minimum | Yes |
2013 Subaru Impreza car insurance quotes
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|
| Impreza 2013 | Progressive | $195 | Cordelia, 36, Millstone Township, NJ | 25/50 | No |
| Impreza 2013 | Progressive | $104 | Nora, 30, Sherman, TX | State Minimum | No |
| Impreza 2013 | Bristol West | $65 | Josephine, 38, Boston, MA | State Minimum | No |
| Impreza 2013 | Embark General | $217 | Estella, 37, Orange Park, FL | No Coverage | Yes |
| Impreza 2013 | Progressive | $315 | Chris, 25, Tacoma, WA | State Minimum | Yes |
Are Subaru Imprezas expensive to insure?
On average, Subaru Impreza drivers pay about $90 per month for their car insurance. That’s 2% less expensive compared to the national average for other vehicles within a similar price range.
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
| Subaru Impreza | $90 | $154 |
| Mitsubishi Eclipse | $92 | $179 |
| Fiat 500 | $84 | $156 |
| Mazda Speed | $57 | $174 |
| Kia Forte | $108 | $197 |
You might be wondering why cars in a similar price range have so much variation in terms of insurance rates. The truth is that many insurance companies base their rates on things like the MSRP, trim level, cost of repairs, model year, and most of all, safety ratings.
Subaru Impreza safety ratings
Your vehicle’s safety rating plays a big part in your car insurance costs. When it comes to vehicle safety rating organizations, there are two well-known companies:
- National Highway Traffic Safety Administration (NHTSA): Frontal, side, and rollover crash tests are the basis for the NHTSA’s 5-Star Safety Rating.
- Insurance Institute for Highway Safety (IIHS): The IIHS bases their safety ratings on two different factors: how well the vehicle’s technology works to prevent or reduce the severity of accidents, and how well vehicle occupants are protected from injury during a crash.
Check out the following tables to learn more about Subaru Impreza safety ratings:
Insurance Institute for Highway Safety (IIHS) Rating
| Rating type | Rating |
|---|---|
| Side: updated test | Poor |
| Headlights (varies by trim/option) | Good/Marginal depedning on trim/option |
| Front crash prevention: vehicle-to-vehicle | Superior |
| Front crash prevention: vehicle-to-pedestrian (day) | Superior |
Subaru Impreza safety features
A vehicle’s safety features can also affect the price of your insurance policy. As you might imagine, more advanced safety features lead to lower insurance rates. In short: the safer your car is for you, the safer it is for your insurer.
Luckily, the Subaru Impreza has several safety features, which you can see in the following table.
| Safety feature | Description |
|---|---|
| Side impact airbags | Side impact airbags for the front seats have been designed to protect the torso during a side impact collision. |
| Security system | The vehicle is equipped with a means of anticipating and/or detecting unwanted vehicle intrusion. The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used. |
| Overhead airbags | Overhead airbags are used to protect the occupant’s heads in the event of a side collision or rollover. |
| Stability control | Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle. |
| Anti-lock brakes | ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking. |
| Front-impact airbags | Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash. |
| Anti-whiplash | Anti-whiplash head restraints actively react to rear collision forces and craddle the occupants head in an effort to reduce the likelihood of a whiplash injury. |
| Pretensioners | Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision. |
| Knee airbags | Knee airbags help to protect the occupants lower extremities from serious injury in the event of an accident. |
What other factors affect Subaru Impreza insurance rates?
Your car insurance rate is impacted by a wide variety of factors, including:
- The type of vehicle you drive: Luxury, high-performance, and sports cars tend to have higher collision and comprehensive coverage rates.
- Your claims history and driving record: If you have car accidents or tickets on your driving record, you’ll likely face higher insurance rates.
- Your driver age: Drivers under the age of 25 will pay higher insurance rates. This is because insurance companies view younger drivers to be a high risk as they have less driving experience.
Subaru Impreza insurance cost for young drivers
Of all age groups, teen drivers— that is, drivers between the ages of 16 and 19— will face the highest insurance premiums. Teens are more likely to get into accidents, meaning that younger drivers with newer cars benefit from the accident protection provided by full coverage insurance.
Until rates drop—usually around 25—young drivers can find cheaper premiums with Jerry:
Subaru Impreza insurance cost for senior drivers
Older adults in their mid-60s and above will also face higher auto insurance rates. This is because senior drivers are statistically more likely to get into accidents. Similarly, older adults are more likely to sustain serious injuries in a crash. These two risk factors combined lead to higher car insurance rates for seniors.
However, senior motorists can keep costs low by shopping with the Jerry app. Here are some of the policies drivers recently received for their Subaru Impreza.
Subaru Impreza insurance cost for drivers with driving violations
The better your driving record, the lower the risk you pose to potential insurers, and the cheaper your premiums are.
Conversely, if you have a lot of violations on your driving record, you will often face higher premiums and more challenges when shopping for car insurance. Common traffic infractions may increase your insurance costs, including violations like:
- Speeding
- DUIs
- Reckless driving
- An at-fault accident
- Driving with a suspended license
Cheapest car insurance for Subaru Impreza drivers with speeding ticket
If you have a speeding ticket on your record, don’t panic! There are different degrees of speeding. Driving 1-5 MPH over the limit, for example, won’t increase your insurance rates as much as driving 21 MPH over the limit.
Below are some sample quotes for drivers with speeding tickets of varying severity:
|
Speeding Type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| Speeding Violation-Minor | Subaru Impreza | Bristol West | $957 | Ian, 26, Minneapolis, MN | 100/300 | No |
| Speeding Violation-Minor | Subaru Impreza | Aspire Advantage | $94 | Josephine, 26, San Diego, CA | State Minimum | No |
| Speeding Violation-Major | Subaru Impreza Wrx | Trexis | $150 | Mathilda, 26, Lancaster, OH | State Minimum | No |
| Speeding Violation-Minor | Subaru Impreza | Bristol West | $231 | Louisa, 59, Woodland, CA | State Minimum | Yes |
| Speeding Violation-Minor | Subaru Impreza Wrx | National General | $251 | Susan, 24, Summerville, SC | State Minimum | No |
Cheapest car insurance for Subaru Impreza drivers with a DUI record
Different car insurance companies may react differently to a DUI offense on your record. This means that, if you have gotten a DUI, it’s even more important to compare rates to find lower-cost insurance options.
Many Subaru Impreza drivers use Jerry to get affordable insurance rates after a DUI.
Cheapest car insurance for Subaru Impreza drivers after an accident
Your car insurance rates could increase significantly if you were recently declared at fault in an accident. Luckily, Jerry has helped many Subaru Impreza drivers find affordable car insurance following car accidents.
|
Accident type
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| At Fault With Injury | Subaru Impreza Limited Awd | Progressive | $269 | Marion, 31, Loomis, CA | State Minimum | Yes |
| Not At Fault | Subaru Impreza | Bristol West | $957 | Ian, 26, Minneapolis, MN | 100/300 | No |
| Not At Fault | Subaru Impreza | National General | $329 | Olga, 26, Waterbury, CT | State Minimum | No |
| Not At Fault | Subaru Impreza | Progressive | $402 | Cornelia, 34, Staten Island, NY | 50/100 | Yes |
| At Fault With No Injury | Subaru Impreza 2.5I | Trexis | $333 | Antonio, 27, Tempe, AZ | State Minimum | Yes |
Cheapest car insurance for Subaru Impreza drivers with other driving violations on their record
Other types of driving violations, like driving on a suspended license and reckless driving, can also impact your car insurance rates. Below, you’ll find some examples of driving violations and how Jerry helped Subaru Impreza drivers save on their car insurance.
|
Violation
|
Car
|
Insurance Company
|
Premium (monthly)
|
Customer
|
Insurance coverage
|
Has Full Coverage
|
|---|---|---|---|---|---|---|
| DUI | Subaru Impreza Limited | National General | $185 | Ruth, 31, Elk Grove, CA | State Minimum | Yes |
| Operating Vehicle without Permission | Subaru Impreza Wrx | Progressive | $195 | Cordelia, 36, Millstone Township, NJ | 25/50 | No |
| Failure to Obey Signal | Subaru Impreza | Progressive | $114 | Patrick, 26, Dallas, TX | State Minimum | Yes |
| DUI | Subaru Impreza Sport | Aspire Advantage | $46 | Bernard, 29, Elk Grove, CA | State Minimum | No |
| Following too Closely | Subaru Impreza Premium | National General | $126 | Bryan, 60, Redding, CA | State Minimum | Yes |
How can I lower the cost of insurance for my car?
If your rates are higher than expected for your Subaru Impreza, you can continue to save on premiums by following these tips and tricks:
- Shop around: The best way to find the most affordable car insurance for you is to get quotes from as many insurers as possible. Fortunately, Jerry can do this part for you in a matter of seconds. You’ll be able to compare prices quickly and easily. If you find a great deal, Jerry can even help you cancel your old policy and sign up for a new one.
- Increase your deductible: The amount of money you pay before your insurance kicks in is called your car insurance deductible. The higher your deductible, the lower your monthly insurance payments. Just make sure that you’ll still be able to afford your deductible in the event of an accident.
- Research discounts: Insurers will typically offer car insurance discounts, even if you don’t see them advertised. Some of the most popular types are safe driver and good student discounts. Check with your provider to see what’s available and if you’re eligible.
- Bundle your policies: You can sometimes significantly reduce your car insurance rates by bundling your homeowners and auto insurance.
Liz Jenson is an insurance writer who specializes in general automotive and insurance topics. Liz’s mission is to produce informative and useful content to help car owners make smart choices when buying cars and car insurance. Since joining Jerry in 2021, Liz has written nearly 4,000 long- and short-form articles on topics including state-specific insurance recommendations, common car insurance questions, and deep dives into vehicle model details. Before they came to Jerry, Liz was a full-time student at Indiana University, Bloomington working on a double major in English and French.
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
As Vice President of Insurance Operations at Jerry, Josh Damico leads teams across product development, operations and carrier relations, integrating Jerry’s smart and fast car insurance customer experience with that of traditional carriers to help customers find savings and coverage. Josh’s nearly 20 years of insurance-industry experience and knowledge generate partnerships with more than 55 name-brand and specialty insurance partners that enable Jerry to serve customers with all types of vehicle and policy needs.
Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. In his most recent role as director of sales, servicing, and underwriting, Josh developed and executed profit and growth strategy for the New England states and New Jersey.
Josh holds a bachelor’s degree in business administration and management from Medaille College.
